SC mortgage rates

Abbeville County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Abbeville County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Abbeville County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Abbeville County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Abbeville

A local view of the market.

The real estate market in Abbeville County, South Carolina, has seen significant growth, with the median listing home price reaching $229,900 in October 2024, marking a 21% increase from the previous year. The median price per square foot is $139, reflecting a robust demand for housing in the area. Abbeville County is home to several notable cities, including Abbeville, Calhoun Falls, and Lake Secession. Abbeville, the county seat, has a population of approximately 5,000 residents and is known for its historic charm. Calhoun Falls, with a population of around 2,000, offers affordable housing options, while Lake Secession is popular for its scenic views and recreational opportunities. Living in Abbeville County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, providing a peaceful, rural lifestyle. The top industries include agriculture, manufacturing, and retail trade, attracting people seeking a quieter, more affordable lifestyle away from urban centers. The county's natural beauty and lower cost of living make it an appealing destination for those looking to relocate.

Questions & Answers

Refinancing in Abbeville County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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