LA mortgage rates

Acadia Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Acadia Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Acadia Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Louisiana counties
Refinance Payment Estimate

Estimate Your Refinance in Acadia Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Acadia Parish

A local view of the market.

The real estate market in Acadia Parish, Louisiana, has seen a slight decline over the past year, with the average home value currently at $143,232, representing a 1.8% decrease. This reflects broader trends in the region as the market adjusts to various economic factors. Acadia Parish includes several notable cities, with Crowley being the largest, known for its population of approximately 13,000 residents. Other significant towns include Rayne, with a population of around 8,000, and Church Point, which has about 4,500 residents. These cities serve as central hubs for the parish's economic and cultural activities. Living in Acadia Parish offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The parish is known for its rice and crawfish farming, contributing to its rural charm. Suburban life is centered around community events and local businesses, attracting those seeking a quieter lifestyle. Migration patterns indicate that people are moving to Acadia Parish for its affordable housing and the appeal of a close-knit community atmosphere.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLafayetteMapped market area
Area code29180CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Acadia Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.