MS mortgage rates

Alcorn County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Alcorn County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Alcorn County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Alcorn County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Alcorn

A local view of the market.

The real estate market in Alcorn County, Mississippi, is experiencing a moderate increase in home values. As of October 2024, the median listing home price is approximately $244,500, which represents a 3.1% increase from the previous year. The average home value in the county is around $151,105, reflecting a 1.7% rise over the past year. Corinth is the largest city in Alcorn County, with a population of about 14,573 residents. It serves as the county seat and is known for its historical significance and vibrant community life. Other notable towns include Rienzi, with a smaller population, known for its rural charm and community-oriented lifestyle. Alcorn County offers a blend of rural and suburban living, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, providing a peaceful environment for residents. The top industries include manufacturing, healthcare, and education, attracting people seeking a quieter lifestyle away from urban centers. The county's affordability and community-focused living make it an attractive option for families and retirees looking to relocate.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCorinthMapped market area
Area code18420CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Alcorn County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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