PA mortgage rates

Allegheny County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Allegheny County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Allegheny County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Allegheny County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Allegheny

A local view of the market.

The real estate market in Allegheny County, Pennsylvania, is currently experiencing a seller's market, with a median home sold price of $241,261 in October 2024, reflecting a 4.9% increase from the previous year. The median price per square foot is $168, indicating a steady rise in property values. Allegheny County is home to several prominent cities, including Pittsburgh, which is the largest with a population of approximately 302,971. Other notable cities include Penn Hills with a population of around 42,329, and Mount Lebanon, which has about 33,137 residents. These cities contribute significantly to the county's economic and cultural landscape. Living in Allegheny County offers a mix of suburban and urban experiences, with Pittsburgh providing a bustling city environment and areas like Penn Hills offering more suburban settings. The county's economy is driven by industries such as healthcare, education, and technology, attracting new residents seeking employment opportunities. The region's diverse real estate options and strong job market make it an appealing destination for those relocating for work or lifestyle changes.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPittsburghMapped market area
Area code38300CBSA / MSA reference
Featured communitiesMonroeville · Bethel Park · PittsburghFrom the county record
Data year2026Aligned with this limit record
MonroevilleBethel ParkPittsburgh
Top cities & communities

Communities to explore.

MonroevilleBethel ParkPittsburghPlumBaldwin
Questions & Answers

Refinancing in Allegheny County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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