SC mortgage rates

Allendale County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Allendale County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Allendale County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Allendale County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Allendale

A local view of the market.

The real estate market in Allendale County, South Carolina, has experienced significant changes over the past year. As of October 2024, the median home list price is $84,450, which represents a decrease of 43.7% from the previous year. The median price per square foot is $68. This decline in home prices suggests a shift in the market dynamics, potentially offering more affordable housing options for buyers. Allendale County includes several small towns, with Allendale being the largest. Allendale serves as the county seat and is a central hub for the region. Other notable towns include Fairfax and Sycamore, each contributing to the county's rural charm and community life. These towns, while small in population, play a significant role in the county's overall character and appeal. Living in Allendale County is characterized by a predominantly rural lifestyle, with agriculture being a key industry. The county's landscape is dotted with farms and agricultural enterprises, reflecting its strong ties to farming and rural living. Suburban life is limited, with most residents enjoying the tranquility and slower pace of rural life. Migration patterns into the county may be influenced by the desire for a quieter, more affordable lifestyle, away from the hustle and bustle of urban centers.

Questions & Answers

Refinancing in Allendale County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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