MS mortgage rates

Amite County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Amite County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Amite County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Amite County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Amite

A local view of the market.

The real estate market in Amite County, Mississippi, is experiencing a significant upward trend. As of October 2024, the median listing home price was $192,500, marking a 67.4% increase year-over-year. This rise in home values indicates a robust demand for housing in the area. Amite County consists of several cities, with Liberty and Gloster being among the most notable. Liberty has a median listing home price of $192,500, while Gloster offers more affordable options with a median price of $79,000. These cities provide a range of housing options, catering to different budget levels. Living in Amite County offers a predominantly rural lifestyle, with a mix of agricultural and suburban characteristics. The county's economy is supported by industries such as agriculture and forestry, which are significant contributors to local employment. The area's appeal lies in its peaceful rural environment, attracting those seeking a quieter, more spacious living situation away from urban centers.

Questions & Answers

Refinancing in Amite County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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