TX mortgage rates

Anderson County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Anderson County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Anderson County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Anderson County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Anderson

A local view of the market.

The real estate market in Anderson County, Texas, is currently characterized as a buyer's market, with the median home sold price in October 2024 being $303,750, which represents a 20.1% decrease from the previous month. The median price per square foot for homes is $155, indicating a favorable environment for buyers seeking lower prices and longer market durations. Anderson County is home to several notable cities, with Palestine being the largest, serving as the county seat and having a population of approximately 18,000 residents. Other significant towns include Elkhart and Frankston, which contribute to the county's overall rural and small-town atmosphere. Living in Anderson County offers a mix of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and ranches, supporting industries such as agriculture and livestock. Many people are drawn to Anderson County for its peaceful rural environment and the opportunity to own larger plots of land, making it an attractive destination for those seeking a quieter lifestyle away from urban centers.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPalestineMapped market area
Area code37300CBSA / MSA reference
Featured communitiesTexas · Texas From the county record
Data year2026Aligned with this limit record
TexasTexas
Top cities & communities

Communities to explore.

Texas
Questions & Answers

Refinancing in Anderson County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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