TX mortgage rates

Andrews County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Andrews County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Andrews County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Andrews County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Andrews

A local view of the market.

The real estate market in Andrews County, Texas, is experiencing a positive trend, with the median listing home price at $309,900 as of October 2024. This represents a 6.7% increase year-over-year, indicating a growing demand for housing in the area. The median price per square foot is $154, reflecting the county's competitive real estate landscape. Andrews County comprises two main cities: Andrews and McKinney Acres. Andrews is the larger of the two, with a significant portion of the county's population residing there. While specific population figures are not detailed, Andrews serves as the central hub for the county's residents, offering various amenities and services. Living in Andrews County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as oil and gas, which attract workers and their families seeking employment opportunities. The migration patterns suggest that people are moving to Andrews County for its affordable housing and employment prospects in the energy sector, contributing to the area's steady growth.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAndrewsMapped market area
Area code11380CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Andrews County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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