TX mortgage rates

Angelina County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Angelina County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Angelina County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Angelina County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Angelina

A local view of the market.

The real estate market in Angelina County, Texas, is experiencing a notable shift. As of October 2024, the median home sold price is $350,000, reflecting a significant increase of 37.8% from the previous month. This upward trend is accompanied by a median listing home price of $285,000, which has risen by 7.5% year-over-year. Despite these increases, the average home value stands at $190,164, marking a slight decrease of 0.8% over the past year. Angelina County comprises several key cities, each contributing to its dynamic real estate landscape. Lufkin, the largest city, has a median listing home price of $282,500, while Huntington offers more affordable options with a median price of $219,000. Zavalla and Diboll also play significant roles, with median listing prices of $332,500 and $290,000, respectively. Living in Angelina County offers a blend of rural and suburban experiences, with agriculture playing a vital role in the local economy. The county's top industries include healthcare, manufacturing, and education, which attract new residents seeking employment opportunities and a quieter lifestyle. Migration patterns indicate that people are moving to Angelina County for its affordable housing, community-oriented living, and proximity to natural attractions like the Angelina National Forest, making it an appealing choice for those looking to escape the hustle and bustle of larger cities.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLufkinMapped market area
Area code31260CBSA / MSA reference
Featured communityLufkinFrom the county record
Data year2026Aligned with this limit record
Lufkin
Top cities & communities

Communities to explore.

Lufkin
Questions & Answers

Refinancing in Angelina County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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