MI mortgage rates

Antrim County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Antrim County, Michigan. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Antrim County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Antrim County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Antrim

A local view of the market.

The real estate market in Antrim County, Michigan, has seen a modest increase in home values over the past year. The average home value is approximately $333,339, reflecting a 2.8% rise. Homes in the area typically go pending in about 21 days, indicating a relatively active market. Antrim County is home to several notable townships, with Mancelona Township being the largest, boasting a population of 4,529. Elk Rapids Township follows with a population of 2,636, while Milton Township and Central Lake Township have populations of 2,470 and 2,264, respectively. Living in Antrim County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The area is characterized by its scenic landscapes and outdoor recreational opportunities, attracting those seeking a quieter, more nature-oriented lifestyle. The county's economy is supported by industries such as tourism, agriculture, and small businesses, drawing people who are interested in a balanced rural-suburban life.

Questions & Answers

Refinancing in Antrim County

Common questions about 2026 loan limits and refinancing opportunities in Michigan.

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