VA mortgage rates

Appomattox County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Appomattox County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Appomattox County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Appomattox County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Appomattox

A local view of the market.

The real estate market in Appomattox County, Virginia, has experienced some fluctuations in 2024. As of October 2024, the median home sold price was $279,000, reflecting a 3.4% increase from the previous year. The median price per square foot was $168, indicating a slight upward trend in property values. Appomattox County comprises several cities, with Appomattox being the most prominent. The median listing home price in Appomattox was $325,000 in October 2024. Other notable areas include Spout Spring and Pamplin City, which also contribute to the county's housing market dynamics. Living in Appomattox County offers a predominantly rural lifestyle, with a blend of agricultural and suburban elements. The county is known for its historical significance and scenic landscapes, attracting those seeking a quieter, more rural environment. Top industries include agriculture and tourism, with a growing interest from individuals looking to relocate for a more peaceful lifestyle and lower cost of living compared to urban areas.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLynchburgMapped market area
Area code31340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Appomattox County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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