VA mortgage rates

Arlington County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Arlington County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Arlington County

Conforming Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

FHA Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Arlington County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Arlington

A local view of the market.

The real estate market in Arlington County, Virginia, is currently a seller's market, with the median home sold price reaching $762,223 in October 2024, reflecting a 6.2% increase from the previous year. The median price per square foot stands at $487, indicating a competitive market where homes are selling relatively quickly. Arlington County is primarily composed of the city of Arlington, which serves as the county seat and is the most populous area. Arlington is a vibrant urban community with a population of approximately 238,643 residents. It is known for its proximity to Washington, D.C., and its diverse neighborhoods that offer a mix of residential, commercial, and cultural amenities. Living in Arlington County offers a predominantly suburban lifestyle with urban conveniences. The area is characterized by its well-developed infrastructure, making it an attractive location for professionals working in government and technology sectors. The top industries include government services, technology, and education. Arlington's appeal is further enhanced by its excellent public transportation system, quality schools, and a strong sense of community, which collectively attract individuals and families seeking a balanced urban-suburban living experience.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWashington-Arlington-AlexandriaMapped market area
Area code47900CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Arlington County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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