LA mortgage rates

Ascension Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Ascension Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Ascension Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Ascension Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Ascension Parish

A local view of the market.

The real estate market in Ascension Parish, Louisiana, is experiencing growth, with the median home value reaching approximately $295,319, reflecting a 2.4% increase over the past year. Homes in the area typically go to pending status within about 27 days, indicating a relatively active market. In September 2024, the median sale price was $295,000, showing a 3.5% increase from the previous year. Ascension Parish includes several prominent cities, with Gonzales being one of the largest, known for its population and vibrant community life. Prairieville is another significant area, offering a suburban feel with a growing population. These cities contribute to the parish's overall appeal, providing residents with a mix of amenities and community activities. Living in Ascension Parish offers a blend of rural and suburban lifestyles. The area is known for its agricultural roots, yet it has seen suburban development in recent years. The top industries include manufacturing and retail, which attract people seeking employment opportunities. The parish's appeal lies in its balance of rural charm and suburban convenience, making it an attractive destination for those looking to relocate from more urban areas.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBaton RougeMapped market area
Area code12940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Ascension Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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