LA mortgage rates

Assumption Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Assumption Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Assumption Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Assumption Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Assumption Parish

A local view of the market.

The real estate market in Assumption Parish, Louisiana, currently has an average home value of $167,215, which has decreased by 4.0% over the past year. This decline reflects broader trends in the housing market, where fluctuations in home values are common due to various economic factors. Assumption Parish includes several notable cities, with Napoleonville serving as the parish seat. Although the parish is largely rural, Napoleonville is one of the more prominent communities, offering a glimpse into local life with its small-town charm and historical significance. The population of Assumption Parish is relatively small, contributing to its tight-knit community atmosphere. Living in Assumption Parish offers a predominantly rural lifestyle, with agriculture playing a significant role in the local economy. The area is characterized by its agricultural landscapes and a slower pace of life compared to urban centers. Many residents are involved in farming and related industries, which are among the top sectors in the parish. People may be drawn to Assumption Parish for its affordable housing and the appeal of a rural lifestyle, away from the hustle and bustle of city life.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBaton RougeMapped market area
Area code12940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Assumption Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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