TX mortgage rates

Atascosa County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Atascosa County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Atascosa County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$557,750
2 units$714,000
3 units$863,100
4 units$1,072,600

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Atascosa County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Atascosa

A local view of the market.

The real estate market in Atascosa County, Texas, is currently characterized as a buyer's market, with the median home sold price at $268,000 as of October 2024, reflecting a 6.8% decrease from the previous year. Homes in the area have an average price of $169 per square foot, and the market has seen an increase in the number of homes for sale, with 180 homes listed in October 2024, a 10.4% rise from the previous month. The top cities in Atascosa County include Pleasanton, Jourdanton, and Poteet. Pleasanton, the largest city, serves as a hub for the county with a population of approximately 10,000 residents. Jourdanton, the county seat, has a population of around 4,000, while Poteet, known for its strawberry festival, has about 3,000 residents. These cities offer a blend of small-town charm and essential amenities, making them attractive to both families and retirees. Living in Atascosa County offers a mix of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as oil and gas, agriculture, and manufacturing. Many people are drawn to the area for its affordable housing and the opportunity for a quieter, more rural lifestyle compared to urban centers. Additionally, the proximity to San Antonio allows residents to enjoy the benefits of suburban life while having access to city amenities.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSan Antonio-New BraunfelsMapped market area
Area code41700CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Atascosa County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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