AL mortgage rates

Autauga County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Autauga County, Alabama. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Autauga County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Autauga County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Autauga

A local view of the market.

Autauga County, AL, has seen consistent growth in its real estate market, with median home values reaching $335,000 in 2024. This rise is largely due to the county’s proximity to Montgomery and the appeal of suburban living options with a strong community atmosphere. Prattville is the largest city in Autauga County, with a population of around 37,000, offering a suburban lifestyle with modern amenities. Other smaller communities, like Autaugaville and Marbury, have fewer than 1,000 residents each. Autauga County offers a suburban and rural blend, with a focus on manufacturing and retail. The area is popular with families and those seeking a balance of open space and easy access to nearby Montgomery. The county’s rural areas are known for farming and agricultural activities, contributing to a quiet, community-centered lifestyle.

County snapshot

Market context.

AL

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMontgomeryMapped market area
Area code33860CBSA / MSA reference
Featured communityPrattvilleFrom the county record
Data year2026Aligned with this limit record
Prattville
Top cities & communities

Communities to explore.

Prattville
Questions & Answers

Refinancing in Autauga County

Common questions about 2026 loan limits and refinancing opportunities in Alabama.

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