SC mortgage rates

Barnwell County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Barnwell County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Barnwell County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Barnwell County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Barnwell

A local view of the market.

The real estate market in Barnwell County, South Carolina, has seen some fluctuations in 2024. The median listing home price was approximately $229,000 in October 2024, reflecting a significant increase of 23.8% compared to the previous year. The median price per square foot was about $119, and homes sold for a median price of $200,000, indicating a buyer's market with homes selling for about 5.62% below the asking price. Barnwell County is home to several cities, with Barnwell, Williston, and Blackville being among the most notable. Barnwell, the county seat, has a population of around 4,500 residents. Williston, known for its community spirit, has about 3,000 residents, while Blackville, famous for its natural springs, has a population of approximately 2,000. Living in Barnwell County offers a mix of rural and suburban experiences. The area is predominantly rural, with agriculture playing a significant role in the local economy. Residents enjoy a quiet lifestyle with access to farming and outdoor activities. The top industries include agriculture, manufacturing, and healthcare. People are drawn to Barnwell County for its affordable housing, community-oriented lifestyle, and the opportunity to enjoy a slower pace of life away from urban centers.

Questions & Answers

Refinancing in Barnwell County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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