KY mortgage rates

Barren County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Barren County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Barren County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Barren County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Barren

A local view of the market.

The real estate market in Barren County, Kentucky, has seen a notable increase in home values. As of October 2024, the median listing home price was $275,000, reflecting an 11.7% rise from the previous year. The median price per square foot was $145, and homes typically sold for a median price of $214,500. Barren County's top cities include Glasgow, Cave City, and Park City. Glasgow is the largest city with a population of approximately 15,016, followed by Cave City with 2,359 residents, and Park City with 616 residents. Living in Barren County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is known for its scenic drives and cultural attractions, including the world's largest known cave system. The area is appealing for those seeking a quieter lifestyle, with opportunities in agriculture and tourism driving migration to the county.

County snapshot

Market context.

KY

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaGlasgowMapped market area
Area code23980CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Barren County

Common questions about 2026 loan limits and refinancing opportunities in Kentucky.

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