MI mortgage rates

Barry County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Barry County, Michigan. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Barry County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Barry County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Barry

A local view of the market.

Barry County, Michigan's real estate market is characterized by a median home sold price of approximately $288,833 as of October 2024, reflecting a 9% increase from the previous year. The area remains a seller's market, indicating that home prices are generally higher and properties tend to sell more quickly than in a balanced market. The top cities in Barry County include Hastings, Middleville, Delton, and Nashville. Hastings, the county seat, has a median listing home price of $245,000, while Middleville's median listing price is $362,100. Delton and Nashville have median listing prices of $347,000 and $227,500, respectively. Barry County offers a mix of rural and suburban living, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms, and its rural charm attracts those seeking a quieter lifestyle away from urban centers. The top industries include agriculture, manufacturing, and healthcare, which contribute to a stable economic environment. People may be drawn to Barry County for its affordable housing options, scenic beauty, and the opportunity for a more relaxed, community-focused lifestyle.

Questions & Answers

Refinancing in Barry County

Common questions about 2026 loan limits and refinancing opportunities in Michigan.

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