LA mortgage rates

Beauregard Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Beauregard Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Beauregard Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Beauregard Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Beauregard Parish

A local view of the market.

The real estate market in Beauregard Parish, Louisiana, has seen a notable increase in home values, with the average home value reaching $158,393, marking a 6.1% rise over the past year. This growth reflects a dynamic housing market that may attract potential buyers looking for appreciating property values. Beauregard Parish includes several key cities, with DeRidder being the largest. DeRidder serves as the parish seat and has a population of approximately 10,000 residents. Another notable city is Merryville, which, while smaller, contributes to the parish's overall community and economic activities. Living in Beauregard Parish offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The area is known for its farming and forestry industries, which are among the top employers. The parish's rural charm and suburban conveniences attract individuals seeking a quieter lifestyle with access to natural surroundings, contributing to a steady influx of residents moving from more urbanized areas.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDeridderMapped market area
Area code19760CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Beauregard Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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