PA mortgage rates

Beaver County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Beaver County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Beaver County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Beaver County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Beaver

A local view of the market.

In Beaver County, Pennsylvania, the real estate market has shown a positive trend with the median listing home price reaching $195,000 as of October 2024, marking a 2.6% increase from the previous year. The county is currently considered a seller's market, indicating a higher demand for homes than the available supply. The top cities in Beaver County include Center Township, with a population of approximately 11,781, making it the largest in the county. Following Center Township, Aliquippa has a population of about 8,956, Brighton Township has around 8,761 residents, and Beaver Falls has approximately 8,709 people. Living in Beaver County offers a mix of rural and suburban lifestyles, with a strong presence of agriculture and suburban communities. The county is known for its rich history and community-oriented culture, supported by both small businesses and larger industries. Many residents commute to work outside the county, reflecting a suburban employment pattern. People are drawn to Beaver County for its affordable housing and quality of life, making it an attractive destination for those seeking a balance between rural charm and suburban convenience.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPittsburghMapped market area
Area code38300CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Beaver County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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