TX mortgage rates

Bee County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Bee County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Bee County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Bee County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Bee

A local view of the market.

The real estate market in Bee County, Texas, is experiencing a downward trend in home values. As of October 2024, the median listing home price is approximately $147,500, with a median price per square foot of $90. This represents a decrease of about 4.8% from the previous month. Additionally, the average home value is reported to be $153,114, which is a 2.8% decline over the past year. Bee County is home to several small cities, with Beeville being the largest. Beeville has a population of approximately 13,000 residents and serves as the county seat. Other notable cities include Skidmore and Pettus, which are smaller in population but contribute to the county's rural charm. Living in Bee County offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as agriculture, oil, and education. Many people are drawn to Bee County for its affordable housing and the opportunity to enjoy a quieter, more rural lifestyle. The area is attractive to those looking to escape the hustle and bustle of larger cities while still having access to essential amenities.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBeevilleMapped market area
Area code13300CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Bee County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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