Benton County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Benton County, Minnesota. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Benton County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Benton County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Benton County, Minnesota, is currently experiencing a seller's market. As of October 2024, the median home sold price was $295,700, reflecting a 7.5% increase from the previous year. The average price per square foot is $154, and homes typically sell in about 22 days, indicating a relatively quick turnover in the market. Benton County includes several notable cities, with Sauk Rapids being one of the most prominent. Sauk Rapids has a population of approximately 13,000 residents, making it a significant urban center in the county. Foley, another key city, serves as the county seat and has a population of around 2,600. These cities contribute to the county's diverse community and economic landscape. Living in Benton County offers a mix of rural and suburban experiences. The area is characterized by its agricultural roots, with farming and agriculture playing a vital role in the local economy. The county's top industries include manufacturing, healthcare, and education, attracting residents seeking employment opportunities. People may be drawn to Benton County for its affordable housing, community-focused lifestyle, and proximity to larger urban areas like St. Cloud.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Benton County
Common questions about 2026 loan limits and refinancing opportunities in Minnesota.
Your rate opportunity should feel clear.
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