MI mortgage rates

Benzie County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Benzie County, Michigan. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Benzie County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Michigan counties
Refinance Payment Estimate

Estimate Your Refinance in Benzie County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Benzie

A local view of the market.

The real estate market in Benzie County, Michigan, is currently experiencing a seller's market, with a median home value of approximately $381,028, which reflects a 3.7% increase over the past year. Homes in the area typically go pending in about 13 days, indicating a relatively fast-paced market. Benzie County includes several notable cities, with Frankfort being one of the most prominent, offering a median home listing price of $399,000. Beulah, another key city, has a higher median listing price of $559,000. Thompsonville and Benzonia are also significant, with median listing prices of $365,000 and $346,500, respectively. Living in Benzie County offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and outdoor activities. The county's economy is supported by industries such as tourism, agriculture, and manufacturing. Many people are drawn to Benzie County for its natural beauty, outdoor recreational opportunities, and a quieter lifestyle, which contributes to ongoing migration into the area.

County snapshot

Market context.

MI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaTraverse CityMapped market area
Area code45900CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Benzie County

Common questions about 2026 loan limits and refinancing opportunities in Michigan.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.