TX mortgage rates

Bexar County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Bexar County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Bexar County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$557,750
2 units$714,000
3 units$863,100
4 units$1,072,600

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Bexar County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Bexar

A local view of the market.

The real estate market in Bexar County, Texas, is currently experiencing a slight downturn, with the median home price at approximately $292,514 as of October 2024, reflecting a decrease of 0.9% from the previous year. The average home value is reported at $261,323, down 2.8% over the past year, with homes typically going pending in around 39 days. Bexar County includes several prominent cities, with San Antonio being the largest, boasting a population of over 1.5 million residents. Other notable cities include Converse, with a population of approximately 29,000, and Schertz, home to around 42,000 people. These cities contribute significantly to the county's cultural and economic landscape. Living in Bexar County offers a mix of suburban and urban experiences, with San Antonio providing a bustling city life, while areas like Helotes and Alamo Heights offer more suburban settings. The county's economy is diverse, with key industries including healthcare, military, and tourism. The real estate market is influenced by migration patterns, with many people moving to the area for its affordable housing compared to other major Texas cities, as well as its rich cultural heritage and economic opportunities.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSan Antonio-New BraunfelsMapped market area
Area code41700CBSA / MSA reference
Featured communitiesUniversal · San Antonio · ConverseFrom the county record
Data year2026Aligned with this limit record
UniversalSan AntonioConverse
Top cities & communities

Communities to explore.

UniversalSan AntonioConverse
Questions & Answers

Refinancing in Bexar County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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