ID mortgage rates

Blaine County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Blaine County, Idaho. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Blaine County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$759,000
2 units$971,650
3 units$1,174,500
4 units$1,459,650

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Blaine County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Blaine

A local view of the market.

Blaine County, ID, has a high-demand real estate market, with median home values around $1,600,000 in 2024. Known for its mountain resorts and scenic landscapes, it attracts retirees, families, and tourists seeking luxury living in central Idaho. Hailey is the county seat, with a population of around 9,000, offering shops, dining, and recreation. Sun Valley is a renowned resort town with ski resorts and upscale amenities. Blaine County offers a rural-urban mix, with an economy based on tourism, outdoor recreation, and retail. The area’s mountains, trails, and luxury amenities attract those seeking an active, high-quality lifestyle.

County snapshot

Market context.

ID

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaHaileyMapped market area
Area code25200CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Blaine County

Common questions about 2026 loan limits and refinancing opportunities in Idaho.

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