TX mortgage rates

Blanco County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Blanco County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Blanco County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Blanco County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Blanco

A local view of the market.

Blanco County, Texas, is currently experiencing a buyer's market in real estate, with a median home sold price of $505,000 as of October 2024, reflecting a 7.3% increase from the previous year. The median price per square foot stands at $262, indicating a competitive market where homes are generally priced lower and tend to remain on the market longer. The county's notable cities include Blanco and Johnson City. Blanco, with a population of approximately 1,800, serves as the county seat and is known for its charming small-town atmosphere. Johnson City, slightly larger with a population of around 2,000, is renowned for its historical significance and proximity to the Lyndon B. Johnson National Historical Park, attracting both tourists and new residents alike. Living in Blanco County offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The region is characterized by its scenic landscapes and open spaces, making it ideal for those seeking a quieter, country life. The top industries include agriculture, tourism, and small-scale manufacturing. Migration patterns suggest that people are moving to Blanco County for its affordable housing, lower cost of living, and the appeal of a more relaxed, rural environment.

Questions & Answers

Refinancing in Blanco County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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