TN mortgage rates

Blount County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Blount County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Blount County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Blount County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Blount

A local view of the market.

The real estate market in Blount County, Tennessee, is currently experiencing a seller's market, with home values showing an upward trend. The median home value in the county is approximately $372,874, reflecting a 4.9% increase over the past year. Homes in the area typically go pending in about 18 days, indicating a relatively fast-paced market. Blount County includes several notable cities, with Maryville being the largest, featuring a population of approximately 30,000 residents. Alcoa, another significant city, has a population of about 10,000. These cities, along with others like Townsend and Louisville, contribute to the county's diverse urban and suburban landscape. Living in Blount County offers a mix of rural and suburban experiences, with a strong presence of agriculture and suburban life. The county's economy is supported by industries such as manufacturing, healthcare, and education. Blount County attracts new residents due to its scenic beauty, affordable housing, and proximity to the Great Smoky Mountains, making it an appealing destination for those seeking a balance between rural charm and suburban convenience.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaKnoxvilleMapped market area
Area code28940CBSA / MSA reference
Featured communityMaryvilleFrom the county record
Data year2026Aligned with this limit record
Maryville
Top cities & communities

Communities to explore.

Maryville
Questions & Answers

Refinancing in Blount County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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