MS mortgage rates

Bolivar County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Bolivar County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Bolivar County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Bolivar County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Bolivar

A local view of the market.

The real estate market in Bolivar County, Mississippi, has seen a notable increase in home prices recently. As of October 2024, the median list price for homes was $185,000, reflecting a 3.6% rise from the previous month. The average price per square foot was $114, indicating a stable market with moderate growth. Bolivar County is home to several key cities, with Cleveland being the largest and most prominent. Cleveland has a population of approximately 12,000 residents and serves as a cultural and economic hub for the county. Other notable cities include Shaw and Shelby, each contributing to the county's overall population and diversity. Living in Bolivar County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is characterized by farmland and open spaces, providing a tranquil environment for residents. The top industries include agriculture, education, and healthcare, attracting people seeking a quieter lifestyle and employment opportunities in these sectors. Migration patterns suggest that individuals are drawn to Bolivar County for its affordable housing and the appeal of rural living.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaClevelandMapped market area
Area code17380CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Bolivar County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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