TX mortgage rates

Bosque County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Bosque County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Bosque County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Bosque County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Bosque

A local view of the market.

Bosque County, Texas, has seen a significant increase in real estate activity, with the median home list price reaching $286,500 in October 2024, marking a 43.3% rise from the previous year. This upward trend in home prices reflects a growing demand in the area, despite the county being considered a buyer's market. The top cities in Bosque County include Clifton, Valley Mills, Morgan, and Meridian. Clifton has a median listing home price of $275,000, while Valley Mills is the most expensive city with a median listing price of $473,500. Morgan and Meridian have median listing prices of $298,000 and $282,500, respectively. Living in Bosque County offers a mix of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county is known for its scenic landscapes and farming opportunities, attracting those seeking a quieter, more rural lifestyle. The top industries include agriculture, manufacturing, and retail trade, which support the local economy. People may be moving to Bosque County for its affordable housing compared to nearby urban areas and the appeal of a rural lifestyle with access to suburban amenities.

Questions & Answers

Refinancing in Bosque County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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