CO mortgage rates

Boulder County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Boulder County, Colorado. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Boulder County

Conforming Loan Limits

Per property
1 unit$879,750
2 units$1,126,250
3 units$1,361,350
4 units$1,691,850

FHA Loan Limits

Per property
1 unit$879,750
2 units$1,126,250
3 units$1,361,350
4 units$1,691,850

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Boulder County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Boulder

A local view of the market.

Boulder County, CO, has a highly competitive real estate market with median home values around $800,000 in 2024. Known for its vibrant lifestyle and scenic mountains, it attracts affluent buyers. Boulder, the largest city, has a population of about 108,000, while Longmont and Louisville are also popular with populations of 100,000 and 21,000, respectively. Boulder County offers a suburban-urban mix with an economy based on technology, education, and outdoor recreation. Its beautiful setting and quality of life appeal to families and outdoor enthusiasts.

County snapshot

Market context.

CO

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBoulderMapped market area
Area code14500CBSA / MSA reference
Featured communitiesLongmont · Erie · LafayetteFrom the county record
Data year2026Aligned with this limit record
LongmontErieLafayette
Top cities & communities

Communities to explore.

LongmontErieLafayetteBoulderLouisville
Questions & Answers

Refinancing in Boulder County

Common questions about 2026 loan limits and refinancing opportunities in Colorado.

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