PA mortgage rates

Bradford County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Bradford County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Bradford County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Bradford County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Bradford

A local view of the market.

Bradford County, Pennsylvania, has seen a notable increase in its real estate market, with the average home value reaching $193,450, marking a 4.5% rise over the past year. This growth reflects a broader trend of rising property values in the area, making it an attractive market for potential homebuyers. The top cities in Bradford County include Sayre, with a population of approximately 5,461, and Athens Township, which has about 5,191 residents. These cities are among the most populous in the county, offering a blend of small-town charm and essential amenities. Bradford County is predominantly rural, with a strong emphasis on agriculture and related industries. Many residents prefer the suburban and rural lifestyle over urban settings, drawn by the county's scenic beauty and outdoor recreational opportunities. The area's agricultural roots and the presence of ag-related technology and processing companies contribute to its economic landscape, attracting those interested in a quieter, nature-oriented lifestyle.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSayreMapped market area
Area code42380CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Bradford County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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