FL mortgage rates

Brevard County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Brevard County, Florida. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Brevard County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Brevard County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Brevard

A local view of the market.

Brevard County, FL, has a strong real estate market, with median home values around $385,000 in 2024. Known for its space industry and scenic coastline, it appeals to families, retirees, and professionals. Key cities include Palm Bay, with about 120,000 residents, and Melbourne, known for its aerospace industry and home to around 86,000 residents. Brevard County offers a suburban-coastal mix with an economy based on aerospace, tourism, and technology. Its scenic beaches, proximity to NASA, and robust job market attract residents seeking an affordable coastal lifestyle with career opportunities.

County snapshot

Market context.

FL

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPalm Bay-Melbourne-TitusvilleMapped market area
Area code37340CBSA / MSA reference
Featured communitiesWest Melbourne · Melbourne · TitusvilleFrom the county record
Data year2026Aligned with this limit record
West MelbourneMelbourneTitusville
Top cities & communities

Communities to explore.

West MelbourneMelbourneTitusvilleRockledgePalm Bay
Questions & Answers

Refinancing in Brevard County

Common questions about 2026 loan limits and refinancing opportunities in Florida.

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