TX mortgage rates

Brewster County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Brewster County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Brewster County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Brewster County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Brewster

A local view of the market.

The real estate market in Brewster County, Texas, is experiencing a slight decline in home values. As of October 2024, the median listing home price was $299,000, which represents a decrease of 2.8% compared to the previous year. The median price per square foot was $192, and homes sold for a median price of $280,300, indicating that properties are generally selling close to their listing prices. Brewster County comprises several cities, with Alpine being the most prominent. Alpine has a median listing home price of $295,000 and offers 125 homes for sale. Terlingua is another notable city, with a higher median listing price of $509,500, reflecting its unique market dynamics. Marathon and Study Butte are smaller communities, with fewer homes available for sale. Living in Brewster County offers a predominantly rural lifestyle, with vast open spaces and a strong connection to nature. The county is known for its agricultural activities and small-town charm, attracting those seeking a quieter, more laid-back environment. The top industries include tourism, driven by attractions like Big Bend National Park, and agriculture. People are drawn to Brewster County for its scenic beauty and the opportunity to enjoy a slower pace of life, away from the hustle and bustle of urban centers.

Questions & Answers

Refinancing in Brewster County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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