TX mortgage rates

Briscoe County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Briscoe County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Briscoe County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Briscoe County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Briscoe

A local view of the market.

The real estate market in Briscoe County, Texas, has seen a significant decrease in home values over the past year. The median home value is currently around $91,630, reflecting a 7.2% decline from the previous year. In September 2024, the median sale price was $160,000, which is a 41.8% decrease compared to the previous year. Briscoe County consists mainly of two cities: Silverton and Quitaque. Silverton, the county seat, has a population of approximately 600 residents, while Quitaque has around 400 residents. These small towns are known for their close-knit communities and rural charm. Living in Briscoe County offers a predominantly rural lifestyle, with agriculture being a significant part of the local economy. The area is characterized by open spaces and farmland, providing a peaceful environment away from urban hustle. The county's economy is supported by agriculture and related industries, attracting those seeking a quieter, more agrarian lifestyle. People may be moving to Briscoe County for its affordable housing and the appeal of rural living.

Questions & Answers

Refinancing in Briscoe County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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