NY mortgage rates

Bronx County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Bronx County, New York. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Bronx County

Conforming Loan Limits

Per property
1 unit$1,209,750
2 units$1,548,975
3 units$1,872,225
4 units$2,326,875

FHA Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Bronx County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Bronx

A local view of the market.

The real estate market in Bronx County, New York, has seen a modest increase over the past year. The average home value is approximately $446,432, reflecting a 1.5% rise. Homes in the area typically go to pending status in about 67 days, indicating a relatively stable market. Bronx County is primarily known for the Bronx, which is the only borough of New York City located on the mainland. The Bronx has a population of approximately 1.44 million people. It is a densely populated area, with a diverse community that includes a significant number of immigrants. Living in Bronx County offers a predominantly urban experience, with a rich cultural scene and numerous amenities typical of city life. The area has historically been a hub for immigrants, contributing to its vibrant community. The Bronx is known for its affordability compared to other New York City boroughs, making it an attractive option for those seeking lower housing costs. Key industries include healthcare, retail, and education, which support the local economy.

County snapshot

Market context.

NY

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaNew York-Newark-Jersey CityMapped market area
Area code35620CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Bronx County

Common questions about 2026 loan limits and refinancing opportunities in New York.

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