TX mortgage rates

Brooks County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Brooks County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Brooks County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Brooks County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Brooks

A local view of the market.

The real estate market in Brooks County, Texas, has seen significant fluctuations. Recently, the median sale price of homes was reported at $20,000, marking a dramatic decrease of 87% from the previous year. Despite this drop, the price per square foot has increased by 35%, reaching $54. Falfurrias is the largest city in Brooks County and serves as the county seat, with a population of approximately 4,584. Other notable communities include Encino and Flowella, though they are much smaller in size. Brooks County offers a predominantly rural lifestyle with a strong emphasis on agriculture. The area is characterized by brushy mesquite land, supporting various farming activities. The primary industries include agriculture and ranching, which are significant contributors to the local economy. The county's rural charm and agricultural opportunities may attract individuals seeking a quieter lifestyle or those involved in farming and related industries.

Questions & Answers

Refinancing in Brooks County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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