FL mortgage rates

Broward County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Broward County, Florida. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Broward County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$667,000
2 units$853,900
3 units$1,032,150
4 units$1,282,700

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Broward County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Broward

A local view of the market.

Broward County, FL, has a highly competitive real estate market, with median home values around $420,000 in 2024. Known for its coastal cities and proximity to Miami, it attracts families, retirees, and professionals. Fort Lauderdale, the largest city with about 180,000 residents, is known for its beaches and vibrant nightlife, while Hollywood has around 155,000 residents and offers a suburban feel. Broward County offers an urban-coastal lifestyle with an economy based on tourism, healthcare, and finance. Its beaches, cultural attractions, and city amenities make it a popular choice for diverse groups seeking an active coastal lifestyle.

County snapshot

Market context.

FL

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMiami-Fort Lauderdale-Pompano BeachMapped market area
Area code33100CBSA / MSA reference
Featured communitiesDeerfield Beach · Weston · MargateFrom the county record
Data year2026Aligned with this limit record
Deerfield BeachWestonMargate
Top cities & communities

Communities to explore.

Deerfield BeachWestonMargateDania BeachHollywoodTamaracPembroke PinesCoral SpringsMiramarHallandale BeachCoconut CreekOakland ParkNorth LauderdalePlantationLauderhillDavieParklandPompano BeachFort LauderdaleLauderdale LakesCooperSunrise
Questions & Answers

Refinancing in Broward County

Common questions about 2026 loan limits and refinancing opportunities in Florida.

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