OH mortgage rates

Brown County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Brown County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Brown County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Brown County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Brown

A local view of the market.

The real estate market in Brown County, Ohio, has seen significant growth, with the median home list price reaching $299,900 in October 2024, marking a 36.3% increase from the previous year. This rise reflects a robust demand in the area, with homes selling at an average of $165 per square foot. The market's strength is also evident in the reduced average listing age, which has dropped to 45 days, indicating a competitive environment for buyers. Brown County is home to several notable cities, including Georgetown, Mount Orab, and Sardinia. Georgetown, the county seat, has a population of approximately 4,331 residents, offering a small-town charm with essential amenities. Mount Orab is another key city, with a population of around 3,664, known for its community-oriented atmosphere and growing residential areas. Sardinia, although smaller, contributes to the county's rural character with its population of about 1,100 residents. Living in Brown County offers a blend of rural and suburban lifestyles, with a significant portion of the area dedicated to agriculture and farming. The county's economy is supported by industries such as agriculture, manufacturing, and retail trade, providing diverse employment opportunities. The real estate market attracts individuals seeking a quieter, more rural lifestyle while remaining accessible to larger urban centers, making it an appealing choice for those looking to escape the hustle and bustle of city life.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCincinnatiMapped market area
Area code17140CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Brown County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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