NC mortgage rates

Brunswick County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Brunswick County, North Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Brunswick County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Brunswick County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Brunswick

A local view of the market.

The real estate market in Brunswick County, North Carolina, is experiencing a stable phase with a median home value of approximately $421,346, reflecting a 1.5% increase over the past year. Homes typically go to pending status in about 43 days, indicating a balanced market with reasonable pricing and moderate demand. Brunswick County includes several notable cities such as Leland, Southport, and Oak Island. Leland is the largest, with a population of around 23,000, offering a suburban feel with a mix of residential and commercial developments. Southport, known for its charming coastal atmosphere, has a population of about 3,700, while Oak Island, a popular beach destination, has around 8,000 residents. Living in Brunswick County offers a blend of rural and suburban lifestyles. The area is characterized by its coastal and agricultural landscapes, providing opportunities for farming and outdoor activities. The top industries include tourism, agriculture, and real estate, attracting people seeking a quieter lifestyle with access to beaches and natural beauty. The county has seen an influx of retirees and families moving from urban areas, drawn by its affordable housing and relaxed pace of life.

County snapshot

Market context.

NC

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMyrtle Beach-Conway-North Myrtle BeachMapped market area
Area code34820CBSA / MSA reference
Featured communityLelandFrom the county record
Data year2026Aligned with this limit record
Leland
Top cities & communities

Communities to explore.

Leland
Questions & Answers

Refinancing in Brunswick County

Common questions about 2026 loan limits and refinancing opportunities in North Carolina.

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