VA mortgage rates

Brunswick County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Brunswick County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Brunswick County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Brunswick County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Brunswick

A local view of the market.

Brunswick County, Virginia, has seen a significant rise in its real estate market, with the median listing home price reaching $319,000 in October 2024, marking a 68% increase year-over-year. The median price per square foot is $198, while the median home sold price is slightly lower at $269,900. This indicates a strong upward trend in property values, suggesting a competitive market for buyers. The county includes several notable cities, with Lawrenceville being a prominent one. Lawrenceville has a median listing home price of $299,500 and is known for its affordable homes and quick turnover. Other cities like Alberta and Brodnax also contribute to the county's real estate landscape, with Alberta being the most affordable city, having a median listing home price of $98,500. Brunswick County offers a predominantly rural lifestyle, with a mix of agricultural and suburban living. The area is characterized by large lots and affordable homes, making it attractive for those seeking a quieter, more spacious environment. The top industries in the county include agriculture and manufacturing, which drive the local economy. The county's appeal lies in its rural charm and the opportunity for a more relaxed lifestyle, which may attract individuals and families looking to escape the hustle and bustle of urban areas.

Questions & Answers

Refinancing in Brunswick County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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