VA mortgage rates

Buckingham County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Buckingham County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Buckingham County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Buckingham County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Buckingham

A local view of the market.

Buckingham County, Virginia, presents a diverse real estate market with a median home value of approximately $160,800, which is significantly lower than the national average of $281,900. The county has experienced a balanced market trend, with homes selling close to their listing prices and an average of 48 days on the market. The county includes several notable towns, with Dillwyn being the most prominent. Dillwyn has a population of around 6,000 and is known for its small-town charm and community feel. Other areas like Yogaville and Buckingham offer unique living experiences, contributing to the county's overall rural and laid-back atmosphere. Living in Buckingham County is characterized by its rural environment, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as agriculture and small businesses, and it attracts residents who prefer a quieter, more affordable lifestyle. The availability of broadband internet has also facilitated remote work opportunities, making it an attractive option for those seeking a balance between rural living and modern conveniences.

Questions & Answers

Refinancing in Buckingham County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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