PA mortgage rates

Bucks County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Bucks County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Bucks County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$630,200
2 units$806,750
3 units$975,200
4 units$1,211,950

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Bucks County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Bucks

A local view of the market.

The real estate market in Bucks County, Pennsylvania, is currently experiencing a seller's market, with a median home sold price of $476,142 as of October 2024. This represents a 5.7% increase from the previous year, reflecting a strong demand for housing in the area. The median price per square foot is $250, indicating a competitive market where homes are selling relatively quickly. Bucks County is home to several prominent cities, including Doylestown, Newtown, and Levittown. Doylestown serves as the county seat and is known for its vibrant cultural scene and historic architecture. Levittown, one of the largest suburbs in the county, has a population of approximately 52,000 residents, offering a suburban lifestyle with a variety of amenities. Living in Bucks County offers a mix of rural and suburban experiences, with areas dedicated to agriculture and farming alongside suburban neighborhoods. The county's economy is supported by industries such as healthcare, education, and manufacturing. Many people are drawn to Bucks County for its quality of life, excellent schools, and proximity to major cities like Philadelphia, making it an attractive destination for families and professionals seeking a balance between rural charm and suburban convenience.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPhiladelphia-Camden-WilmingtonMapped market area
Area code37980CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Bucks County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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