WI mortgage rates

Buffalo County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Buffalo County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Buffalo County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Buffalo County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Buffalo

A local view of the market.

Buffalo County, Wisconsin, has a diverse real estate market with a median listing home price of approximately $249,500 as of October 2024, reflecting a 6.2% increase from the previous year. The median price per square foot is $144, and the median sold home price is $214,000. This indicates a buyer's market, with homes typically selling for about 2.09% below the asking price. The top cities in Buffalo County include Mondovi, with a population of 2,850, making it the largest city in the county. Buffalo City follows with 1,016 residents, Fountain City has 769, and Alma, the county seat, has a population of 718. Living in Buffalo County is characterized by its rural setting, with 100% of the area classified as rural. The county is known for its agricultural activities, with many residents involved in farming and related industries. The lifestyle here is predominantly rural, offering a peaceful environment with a strong sense of community. People may be attracted to Buffalo County for its affordable housing, natural beauty, and the opportunity to live in a close-knit rural community.

Questions & Answers

Refinancing in Buffalo County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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