AL mortgage rates

Bullock County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Bullock County, Alabama. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Bullock County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Bullock County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Bullock

A local view of the market.

The real estate market in Bullock County, Alabama, has seen significant growth recently, with the median home list price reaching $319,900 as of April 2025, marking a 30.6% increase from the previous year. The median price per square foot is $165, reflecting the county's rising property values. Union Springs, the county seat, is one of the prominent cities in Bullock County, with a population of approximately 3,500 residents. Midway is another notable city, contributing to the county's small-town charm and community-oriented atmosphere. Bullock County offers a predominantly rural lifestyle, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, providing a peaceful and scenic environment. The top industries include agriculture, forestry, and manufacturing, attracting individuals seeking a quieter, more rural lifestyle away from urban centers. The county's affordability and serene setting make it an appealing destination for those looking to relocate from more densely populated areas.

Questions & Answers

Refinancing in Bullock County

Common questions about 2026 loan limits and refinancing opportunities in Alabama.

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