TX mortgage rates

Burleson County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Burleson County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Burleson County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Burleson County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Burleson

A local view of the market.

In Burleson County, Texas, the real estate market is currently a buyer's market, with the median sold home price at $250,650 as of October 2024. This represents a 13.5% decrease from the previous year, with the median price per square foot at $181. The top cities in Burleson County include Caldwell and Somerville. Caldwell, the county seat, offers a small-town atmosphere with a population of approximately 4,000 residents. Somerville, known for its proximity to Lake Somerville, has a population of around 1,400 people, making it a popular spot for outdoor activities and lake-related tourism. Living in Burleson County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape is characterized by farms and open spaces, attracting those seeking a quieter, more rural lifestyle. The area's top industries include agriculture and tourism, particularly related to Lake Somerville. People are moving to Burleson County for its affordable housing, rural charm, and the appeal of a close-knit community.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCollege Station-BryanMapped market area
Area code17780CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Burleson County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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