NJ mortgage rates

Burlington County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Burlington County, New Jersey. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Burlington County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$630,200
2 units$806,750
3 units$975,200
4 units$1,211,950

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Burlington County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Burlington

A local view of the market.

The real estate market in Burlington County, New Jersey, is currently experiencing a seller's market, with the median home sold price reaching $371,429 as of October 2024, reflecting a 9% increase from the previous year. The average home value in the county is approximately $393,949, which has risen by 8.3% over the past year. Burlington County is home to several notable cities, including Mount Laurel, Marlton, and Moorestown. Mount Laurel has a population of around 41,000 and is known for its suburban feel and family-friendly environment. Marlton, part of Evesham Township, is a bustling community with a population of approximately 10,000. Moorestown, with a population of about 20,000, is renowned for its historic charm and high-quality schools. Living in Burlington County offers a mix of suburban and rural experiences, with areas dedicated to agriculture and farming alongside suburban neighborhoods. The county's economy is supported by industries such as healthcare, education, and retail. Burlington County attracts residents due to its proximity to major cities like Philadelphia and its blend of rural and suburban lifestyles, offering a quieter, more spacious living environment while still providing access to urban amenities.

County snapshot

Market context.

NJ

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPhiladelphia-Camden-WilmingtonMapped market area
Area code37980CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Burlington County

Common questions about 2026 loan limits and refinancing opportunities in New Jersey.

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