TX mortgage rates

Burnet County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Burnet County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Burnet County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Burnet County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Burnet

A local view of the market.

Burnet County, Texas, has a dynamic real estate market with a median home sold price of $369,990 as of October 2024, reflecting a slight decrease of 1.6% from the previous year. The county's housing market is currently a buyer's market, indicating that home prices are relatively lower and properties tend to stay on the market longer. The top cities in Burnet County include Burnet, Marble Falls, Granite Shoals, and Bertram. Burnet has a median listing home price of $596,600, while Marble Falls is close behind at $595,000. Granite Shoals and Bertram offer more affordable options, with median home prices of $427,500 and $525,000, respectively. Living in Burnet County offers a mix of rural and suburban experiences, with a strong presence of agriculture and farming. The county is known for its scenic landscapes and outdoor recreational opportunities, making it attractive for those seeking a quieter, nature-oriented lifestyle. Key industries include agriculture, tourism, and retail, and the area has seen an influx of people moving in for its affordable housing and quality of life.

Questions & Answers

Refinancing in Burnet County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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