OK mortgage rates

Caddo County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Caddo County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Caddo County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Caddo County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Caddo

A local view of the market.

The real estate market in Caddo County, Oklahoma, is currently a buyer's market, with homes typically staying on the market longer and prices generally lower. As of October 2024, the median home sold price was $125,000, reflecting a 3.6% decrease from the previous year. The median price per square foot was $92, indicating a slight decline in property values over the past year. Caddo County is home to several notable cities, including Anadarko, the county seat, with a population of approximately 6,500 residents. Another significant city is Hinton, which has around 3,200 residents. These cities serve as central hubs for the county's economic and cultural activities, contributing to the local community's vibrancy and diversity. Living in Caddo County offers a predominantly rural lifestyle, with a mix of suburban areas, particularly around the larger towns. The county is characterized by its agricultural landscape, with farming and cattle ranching being significant contributors to the local economy. Additionally, small-scale industries and local businesses provide employment opportunities, supporting the county's rural and suburban communities.

Questions & Answers

Refinancing in Caddo County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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