LA mortgage rates

Caddo Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Caddo Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Caddo Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Caddo Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Caddo Parish

A local view of the market.

The real estate market in Caddo Parish, Louisiana, has seen a modest increase over the past year, with the average home value rising to $137,790, marking a 3.4% growth. Homes in this area typically go to pending status in about 36 days, indicating a relatively active market. Caddo Parish is home to several notable cities, with Shreveport being the largest. Shreveport has a population of approximately 187,593, making it a significant urban center in the parish. Other important cities include Bossier City and Greenwood, which contribute to the parish's diverse urban landscape. Living in Caddo Parish offers a mix of suburban and rural experiences. The area is characterized by suburban neighborhoods, with agriculture playing a role in the local economy. Key industries include healthcare, manufacturing, and education, which attract residents seeking employment opportunities. The parish's affordable housing and community-oriented lifestyle make it appealing for those relocating from more densely populated urban areas.

County snapshot

Market context.

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Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaShreveport-Bossier CityMapped market area
Area code43340CBSA / MSA reference
Featured communityShreveportFrom the county record
Data year2026Aligned with this limit record
Shreveport
Top cities & communities

Communities to explore.

Shreveport
Questions & Answers

Refinancing in Caddo Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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